I think Arkansas is one of the worst states for this.
There have been 2 car wrecks in our family the past couple of years, both not our fault, both cars totalled - we were both hit by uninsured drivers. I have to imagine even on the conservative side of things, it would add an additional $10k of disposable income to the average lower middle class household across the board, and without even requiring an income raise.
My house payment has went up over $200 in the past two years based on “escrow adjustments” from both delusional real estate valuation adjustments the tax collectors used to justify huge property tax hikes, on top of homeowner insurance using the March tornado to pretend literallly everyone in a 100 mile radius is gonna get wiped off the map in the near future.ĭisgusting any way you want to look at it, can you imagine the prosperity the average person could enjoy in this country if we got to keep an exponential amount more of our income because insurance of all types became a non-profit mandate due to it being a crucial necessity to benefit for the greater good? Not just Geico, it’s all the price gouging parasites that never miss an opportunity to blame some delusional fallacy for a literal mountain of excuses for shameless rate gouging.